Monday, December 26, 2016

Security and Risk Online on Amazon Opens Data Centers to Boost U.K. Cloud Services

(Bloomberg) -- Amazon Web Services, the cloud-hosting arm of Inc., opened new data centers in the U.K. as it seeks to stay abreast of competitors in offering cloud computing services to government and health-care customers.

The new data centers, announced in a statement on Wednesday, follow decisions by IBM and Microsoft Corp. in the past two months to expand their cloud computing infrastructure in the U.K.

The U.K. data region, which comprises two zones, each consisting of multiple data centers, is the 16th Amazon Web Services operates worldwide and it’s third in Europe. A fourth in France has already been announced and will open next year.

Governments are increasingly moving computing functions into the cloud. But they are often required for regulatory and security purposes to hold data within their national borders. The same applies for sensitive health-care information. Meeting these demands is one reason cloud providers are rushing to open more data centers around the globe.

"This is a great enabler for data that has to remain in the U.K., like health-care," Chris Hayman, who manages Amazon Web Services’ British government accounts, said in an interview.

Liam Maxwell, the U.K.’s national technology adviser, said in a statement that the government had saved 3.5 billion pounds ($4.4 billion) so far by choosing to host data in the cloud rather than on its own servers.

Financial-service firms are also often concerned with minimizing the time it takes to connect to trading venues, another reason to expand in the U.K., said Teresa Carlson, vice president for worldwide public sector operations for Amazon Web Services. “The U.K. is a really important part of the world, being a center of the financial industry,” she said.

The decision to build new data centers in the U.K. predates the country’s June vote to leave the European Union, Carlson said. But giving customers the ability to store data in the U.K. has taken on increased importance since the Brexit vote as clients worry about whether British data privacy rules will diverge from European standards. “Now, whether the U.K. is in Europe or not, they have their own region,” she said.

Amazon Web Services declined to specify exactly how many facilities it operates in the country, how many people will be employed or how much money it will invest.

Karen Bradley, U.K. Secretary of State for Culture, Media and Sport, said in a statement that Amazon’s action “is a strong endorsement of our approach to the digital economy” and “shows a clear confidence in the U.K. being open for business and one of the best places in the world for technology companies to invest in and grow.”

Sunday, December 18, 2016

Oakmere Wealth Management Advisors: Chartered Financial Planner

Carla Brown graduated through the Chartered Insurance Institute and has been awarded the title CharteredFinancial Planner by the Chartered Insurance Institute (CII).

Chartered Status is the profession's gold standard for financial planners. It confirms that every Chartered Financial Planner has completed a suite of professional qualifications equivalent to a bachelor's degree.

It also involves a commitment to continuing professional development and adherence to an industry standard Code of Ethics. You can view the Code at

Thursday, December 15, 2016

KAORI FUCHI Tax and Consulting Services

We support companies and individuals in all tax, accounting, andpayroll matters and in compliance with all Japanese laws and regulations.

Overview of our Services:

> Starting an operation in Japan
> Bookkeeping and reports
> Payroll services
> Corporate tax compliance services
> Tax Auditing for foreigners/foreign companies
> International tax consulting services
> Expat's Tax Treatment
> Consulting for all tax-related matters
> One Stop Service available

We have a range of specialists including lawyers and judicial scriveners within our network.
Our “One Stop Service” saves our clients time and effort. 

Starting an operation in Japan

When you start a business in Japan, it is important to choose the appropriate entity, such as a representative office, a branch office, and/or a Japanese subsidiary. Additionally, we provide advice and planning services concerning all issues of your visa.

Bookkeeping and Reports

We provide bookkeeping services tailored to the specific needs of our clients.
We also prepare reports in English for foreign head offices and have an ability to contact the head office directly through conference calls, live video, etc.

Payroll Services

We provide payroll services for local employees, including the calculation of withholding taxes, social insurance premiums (pension, health care), labor insurance premiums (accident and unemployment insurances), etc.

Compliance Services

We provide corporate compliance services which include the preparation of tax returns for corporate tax, consumption tax, fixed assets tax, and business premises tax. We are able to give expert advice on strategic tax-planning in order to minimize our clients’ tax burdens.

Tax Audit for Foreigners / foreign companies

In recent years, we have seen an increase in the number of non-Japanese and foreign companies being audited by the Japanese tax authority, sometimes with heavy penalties being imposed only because they are unaware of the correct tax requirements. We support all such cases and can solve these problems for you, bringing you peace of mind.

International tax consulting services

Our international tax consulting services include Transfer Pricing, Withholding tax treatment, Permanent Establishment (PE), Tax Havens, Foreign Dividend Exemption Systems, and Tax Treaties. Additionally, we have set up a tax consulting firm in Hong Kong and provide high quality services based on our strong network within and outside of Japan, especially in Hong Kong, Korea, and Vietnam. Be sure to contact us if your company is looking to expand into Asian countries.

Expat's Tax Treatment

We handle tax matters for individual expatriates (tax returns, consulting services), as well as tax agent duties.

Please also feel free to contact us about the handling of non-resident and non-permanent resident tax matters.

We offer an inexpensive alternative to the major tax accounting firms, while still maintaining consistent quality through tax treaty applications and the processing of foreign income tax credits.

Consulting for all tax-related matters

All manners of tax consulting services are available upon our clients’ request, including the calculation of deferred tax assets and liabilities, attendance at a tax audit, preparation of transfer-price study reports, the filing of applications related to tax treaties, the appointing of a tax representative for foreigners, and the preparation of inheritance tax returns, etc.

Our Fee

Initial Tax Consulting rate: 30,000yen / 60min.

Thursday, November 24, 2016

Online Fraud Detection on How and why people commit efraud

Pressure, opportunity and rationalization form the fraud triangle, which information technology security experts now believe are reasons why people commit electronic fraud.

Also, the people factor in e-payment fraud is increasing, with greed said to be responsible for 67% of fraud cases in 2015, while other causes included problems from debts and gambling, according to Dele Adeyinka, chief digital officer, Wema Bank Plc.

In a presentation, at 7th annual payment systems & fraud conference held in Lagos recently, Adeyinka, said that explanation behind fraud needs to take account of various factors, particularly, from the fraudster’s perspective.

He cautioned that individuals, financial institutions, other corporate bodies and the Government, must take serious the motivation of potential offenders; conditions under which people can rationalize their prospective crimes away and opportunities to commit crime(s); technical ability of the fraudster and expected and actual risk of discovery after the fraud has been carried out, as practical steps to nib in the bud e-payment frauds.

“A common model that brings together a number of the reasons why people commit fraud is the Fraud Triangle. This model is built on the premise that fraud is likely to result from a combination of three factors: perceived pressure; opportunity and rationalization.

“Perceived Pressure: typically based on either greed or need. Greed is said to be responsible for 67% of fraud cases in 2015. Other causes included problems from debts and gambling.

“Opportunity: Fraud is more likely in companies where there is a weak internal control system, poor security over company property, little fear of exposure and likelihood of detection, or unclear policies with regard to acceptable behaviour. Research has shown that some employees are totally honest, some are totally dishonest, but that many are swayed by opportunity. Rationalization: Some people may be able to rationalize fraudulent actions as: necessary– especially when done for the business; harmless –because the victim is large enough to absorb the impact and justiļ¬ed- because ‘the victim deserved it’ or ‘because I was mistreated,’” he said.

Also speaking, Kyari Bukar managing director of CSCS, highlighted the need for the industry to take a closer look at the block chain Technology, Internet of Things (IoTs) and big Data analysis.

He averred that the future of payment lies in harnessing the benefits these latest technologies bring, especially in the fight against fraud.

Speakers at the conference which had over 200 high level participation from top industry experts and public sector including the Nigerian Naval Force, FRSC, members of CeBIH, ISSAN, CCCOBIN, E-PPAN, commercial banks, E-payment providers, media houses, IT organizations, research firms, academia, audit firms, mobile payment service providers, government agencies, etc, agreed that to tackle e-payment fraud, emphasis must be on the ‘people, process and technology’.

Sunday, November 20, 2016

Why CRIB Advisors Mentors Singapore, Women networking Singapore?

The Issue

Challenges Women Face Today
· No Work-Life Balance
· Loss of Financial Independence
· Lack of Career Fulfillment
· Low Fertility Rate

Women today are smart, educated and talented, and want to have a fulfilling career. But family is equally, if not more, important. Achieving work-life balance is a struggle for many. Single mothers are a particular subset of women who face significant challenges as the primary caregiver and breadwinner for their families.

Today’s career women are continually challenged by the demands of full-time work. The majorities are working 40- 45 hour weeks, and almost every working mother wishes they had more time to spend with their children. On the other hand, mothers who make a decision to leave the workforce face the challenges of a drop in household income alongside rising costs of living, and sometimes a sense of loss of self-fulfillment or identity in giving up their careers.

Those who want to want to return to work when their children are older face difficulties in doing so. Meanwhile, the economy loses the contribution of many capable, highly-educated women. Due to these considerations, mothers-to-be often choose to delay starting a family. Singapore’s low Total Fertility Rate (TFR) is recognized as a top concern for Singapore’s future. Despite several incentive programs, married couples seem reluctant to procreate or to have more than two children.

The Solutions

· CRIB values the ability of women to make the best choices for themselves and their families.
· For some women, becoming an entrepreneur may be the answer to achieving the perfect balance between family and career.
· Being a business owner offers women an opportunity to achieve work-life balance.
· This doesn’t mean working less hard or being less productive, it’s about having the flexibility to make family a priority.

How We Do It

Crib Society
Our business community of like-minded, experienced women entrepreneurs creates the opportunity to exchange ideas and find inspiration and support from other successful women.

Crib Match

Our matchmaking programme allows entrepreneurs to find complementary partners to launch a business.

Crib Incubator

Our business incubator programme will provide CRIB entrepreneurs with invaluable mentorship from industry leaders, access to funding and a trusted network of resources to create successful, viable businesses.


Women entrepreneurs in supportive business partnerships are able to have a career while still having control over time and choices.

Positive Social Impacts
New Exciting Business

Exciting and viable new businesses come into existence, including innovative social enterprises.

Return of Latent Workforce to Economy

Together with the return of the latent workforce to the economy, including mid-career professionals, women are able to make a significant contribution to society.

Higher Fertility Rate

Eventually these women entrepreneurs create jobs that provide work-life balance to their employees, contributing to a societal mindset shift that will spread to the corporate world as well. All this, we hope, will lead to more babies!

Monday, October 24, 2016

New Mothers Support Group Singapore: Sensory Play & Art at Tanderra

Recognized as a fundamental element to early development, sensory play and art sessions at Tanderra are a fun way for your child to be engaged and messy in a safe, child focused environment.

Facilitated by qualified early childhood educators, sessions include water, paint, sand and more, and offer children an opportunity to stimulate their senses as they discover and explore the world around them.

This event will take place on the 1st Friday of every month.

Ages: 6 months to 3 years
Time: 9.30am to 11.00am
Cost: $15/child (includes tea/coffee for mum)

Please register for this event via the NMSG Meetup group

New Mothers Support Group Singapore looks forward to seeing you there.

Location: Art Pegola @ Tanderra, Block 73 Loewen Road, #01­21, Singapore 248843

Dates 2016
Friday 2 September
Friday 7 October
Friday 4 November
Friday 2 December

Nicole O'Connor

Thursday, September 15, 2016

Fraud Detection Solutions : How to prevent Bitcoin fraud?

Bitcoin (BTC) is an anonymous electronic payment that acts like cash. There is no chargeback or Bitcoin fraud in BTC transactions.

However, there is a possibility that service providers such as web hosting suffered from abuse of services by customers using BTC as anonymous payment method. FraudLabs Pro can help you to screen out these high-risk customers.

Below is the recommended rules to screen BTC customers using FraudLabs Pro.

1.    If Visitor IP is in Anonymous Proxy Record, then trigger manual review.
2.    If Visitor IP is in Blacklisted Record, then trigger manual review.
3.    If Device IP is in Blacklisted Record, then trigger manual review.
4.    If ISP Usage Type is Data Center/Web Hosting/Transit or Content Delivery Network, then trigger manual review.

5.    If Distance Between Visitor City & Shipping City > 100 miles, then trigger manual review.

Tuesday, September 6, 2016

Bacall Conniff and Associates Review: History of the Restaurant Industry

Have you been curious on how restaurants began? Or how its birth brought a major impact on anyone's lives? Restaurants have been around in some form for most of the human civilization, the evolution of this type of business brought a revolutionary effect on the family, industrialization and in the economics at a global level.

Back in the days, people who established permanent homes usually make their own food: farming and domesticating animals. When people became knowledgeable and skilled to earn a living, it became inevitable for them to designate the home-based preparation of food to an individual or enterprise. Restaurants were born with that need to simply save a lot of time and to escape the tedious routine of preparing meals all day. Instead of the staple meals we commonly eat, we can now go for a certain food we desire presented in the menu. Also, we can now purchase continental food and have it delivered at our homes.

Numerous food varieties came out with the increase of people going into this line of business. Hamburgers, doughnuts, and even the brewed coffee drink cause the growth of restaurant chains especially in Singapore making it a multi-billion business worldwide. Restaurants changed not just the economic structure of the world but also the lifestyle of people generally. Today, a lot of working people rarely cook at home and simply purchase food outside. Some families on weekends go on food trips to neighboring and foreign cities for gustatory adventures.

However, restaurants particularly fast food outlets brought adverse effect in people’s health. These commercial food establishments cater unhealthy foods just to make money. But with the continuous growth of wellness and fitness industry, more and more restaurants now offer fresh, healthy and delicious options from their menu. This proves that restaurants will certainly stay to provide support to every individuals crave for good and delicious food at any time of the day.

The highly skilled professionals of Bacall Conniff Business Advisors will give entrepreneurs an excellent accounting and financial service to help the restaurant industry strive in the global economy.

Monday, September 5, 2016

Things to do in Suffolk , Group Holiday in Southbourne Dorset

The County of Suffolk is a combination of gently rolling woodland, river valleys and estuaries, home to busy market towns and pretty timber-framed villages.

The forty miles of coastline is largely unspoilt, with steep shingle terraces and low crumbling cliffs, a sign of constant battle with the sea.

Suffolk is famous for its vast skies, stunning coastline and delightful countryside.

Whatever your interests there is much to enjoy in Suffolk all year round

There are many attractive towns around the coastline, now designated a world heritage site of 'outstanding beauty'.

A distinctive feature of the Suffolk coast is its many shingle beaches, which are a haven for a fascinating mix of wildlife and plants.

Fishing boats can be seen resting on the raked banks of pebbles or out at sea trawling the waves and fresh fish can be purchased from the fishermen's huts on the beaches.

The Edwardian resort of Felixstowe has retained much of its original charm, with beautiful south facing gardens, pier, theatre, four miles of beach, historic fort and nature reserve.
The historic town of Aldeburgh situated on the site of a medieval fishing and shipbuilding centre is host to the International Aldeburgh Festival of music and the arts at Snape Maltings Concert Hall. The High Street has many attractive Georgian buildings. Historic buildings include the Moot Hall (c. 1520) and the 15th century church.

Southwold lies in the centre of the Heritage Coast, the River Blyth to the south and the Buss Creek to the north form the town boundaries, virtually making Southwold an island, limiting development and helping to retain Southwolds old world charm. The Suffolk Tourist Information Centre is in the High Street.

Lowestoft is Britain's most easterly town, famous for its maritime connections and award winning beaches. An important piece of Lowestoft's history has been recently revived in the shape of Lowestoft Porcelain. In production from 1757-1801, original examples are highly prized by collectors around the world. The new factory and gallery are open to the public.

Ipswich is the County town and England's oldest continuously settled town since Anglo Saxon times, with medieval streets and architectural gems. The tourist information centre is in St. Stephens Church.

The Heart of Suffolk is an ideal base for exploring the peaceful countryside and historic towns like Stowmarket in the Gipping valley, home to the Museum of East Anglian Life.

Bury St.Edmunds grew up around the powerful Abbey of St Edmund in medieval times. For five centuries it was visited by pilgrims who worshiped at the shrine of St Edmund, the martyred King of East Anglia.

Lavenham is one of several wool towns in Suffolk and is one of the best preserved medieval towns in the country; its appearance remains relatively untouched by time.

In the west of the County an area of rural hideaways include Thetford forest and countryside treats in peaceful surroundings. Newmarket, famous as the headquarters of British racing, is a thriving town with the excellent shopping facilities.

Sudbury, in the south of Suffolk, is the birthplace of the painter Thomas Gainsborough, and a fine collection of his works can be seen at Gainsborough's House.

Constable Country offers the chance to explore Dedham Vale and the Stour Valley where John Constable, one of England's most celebrated painters, found his inspiration. Walking in his footsteps offers visitors a chance to experience rural England at its most peaceful.

Thursday, August 25, 2016

BGC Partners Limited Tokyo Announces Agreement to Acquire Sunrise Brokers, a Leading Financial Brokerage for Equity Derivatives

LONDON – July 19, 2016 – BGC Partners, Inc. (NASDAQ: BGCP) (“BGC Partners,” “BGC,” or “the Company”) a leading global brokerage company servicing the financial and real estate markets, today announced that it has entered into an agreement[1] to acquire the businesses of Sunrise Brokers Group (“Sunrise Brokers”), an independent financial brokerage with a leading reputation in worldwide equity derivatives.

“This transaction enables us to further expand our equity derivatives offering and complements our existing financial services business,” said Shaun D. Lynn, President, BGC Partners. “As a recognized leader in its market segments, Sunrise Brokers is clearly a valuable addition to the BGC family of brands.” In 2015, Sunrise Brokers was voted overall Number One Equity Products Broker of the Year by Risk magazine for the ninth year running and Number One Equity Exotic Derivatives for the thirteenth year running.

Details of the transaction were not disclosed, and completion of the transaction is subject to legal and regulatory approvals and certain closing conditions. Sunrise Brokers generated consolidated revenues of approximately $90 million in the financial year ending December 31, 2015.

About BGC Partners, Inc.:

BGC Partners is a leading global brokerage company servicing the financial and real estate markets. BGC owns GFI Group Inc., a leading intermediary and provider of trading technologies and support services to the global OTC and listed markets. The Company’s Financial Services offerings include fixed income securities, interest rate swaps, foreign exchange, equities, equity derivatives, credit derivatives, commodities, futures, and structured products. BGC provides a wide range of services, including trade execution, broker-dealer services, clearing, trade compression, post trade, information, and other services to a broad range of financial and non-financial institutions. Through brands including FENICS, BGC Trader, and BGC Market Data, BGC offers financial technology solutions, market data, and analytics related to numerous financial instruments and markets. Real Estate Services are offered through brands including Newmark Grubb Knight Frank, Newmark Cornish & Carey, ARA, Computerized Facility Integration, Landauer Valuation & Advisory, and Excess Space. Under these names, the Company provides a wide range of commercial real estate services, including leasing and corporate advisory, investment sales and financial services, consulting, project and development management, and property and facilities management.

BGC’s customers include many of the world’s largest banks, broker-dealers, investment banks, trading firms, hedge funds, governments, corporations, property owners, real estate developers, and investment firms. BGC’s common stock trades on the NASDAQ Global Select Market under the ticker symbol (NASDAQ: BGCP). BGC also has an outstanding bond issuance of Senior Notes due June 15, 2042, which trade on the New York Stock Exchange under the symbol (NYSE: BGCA). BGC Partners is led by Chairman and Chief Executive Officer Howard W. Lutnick. For more information, please visit

BGC, BGC Trader, GFI, FENICS, FENICS.COM, Capitalab, Swaptioniser, Newmark, Grubb & Ellis, and Grubb are trademarks, registered trademarks and/or service marks of BGC Partners, Inc. and/or its affiliates. Knight Frank is a service mark of Knight Frank (Nominees) Limited.

About Sunrise Brokers:

Founded in 1991, Sunrise Brokers offers broking services across equity, credit, FX, hybrid and commodity derivative asset classes. Sunrise Brokers was voted as overall number one Equity Products Broker for the ninth consecutive year by Risk magazine in 2015. The firm covers its markets globally from its offices in London, New York and Hong Kong. Sunrise Brokers LLP is Authorized and Regulated in the United Kingdom by the Financial Conduct Authority. Sunrise Brokers (Hong Kong) Ltd is licensed in Hong Kong by the Securities and Futures Commission. Sunrise Brokers LLC is a FINRA Member Firm in the USA. Please see for more information.

Discussion of Forward-Looking Statements about BGC Partners

Statements in this document regarding BGC’s businesses that are not historical facts are “forward-looking statements” that involve risks and uncertainties. Except as required by law, BGC undertakes no obligation to release any revisions to any forward-looking statements. For a discussion of additional risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see BGC’s Securities and Exchange Commission filings, including, but not limited to, the risk factors set forth in its public filings, including the most recent Form 10-K and any updates to such risk factors contained in subsequent Forms 10-Q or Forms 8-K.

Sunday, August 21, 2016

Careers at BGC Partners Limited Tokyo

Our Employees are central to BGC’s business strategy and recruiting and retaining top tier talent is vital to our success and the reputation of our brand.

Our dynamic, fast paced global business provides a challenging career opportunity for both graduates and experienced financial markets employees looking for rapid career progression. Our flat structure and meritocratic approach enable our people to really make their mark and gain maximum exposure across the business.

If you are looking for a unique employment experience, then we are the employer for you. BGC Partners Limited Tokyo is actively recruiting for a diverse range of opportunities. BGC Partners Limited Tokyo offer competitive pay/benefits packages and a work environment committed to professional growth. BGC and its affiliates are equal opportunity employers.

Wednesday, August 17, 2016

Bacall Development: How to find a good commercial property

There are a lot of things to consider when you're looking for a commercial property. Finding the perfect property for your business can be difficult, so Bacall Development advise you to keep reading to help you search for the right one.

Location can set a great difference to the kind of business you own. Not every business rely on location for the success of their business. If you depend on customer contact in a retail setting, then be in a place that is accessible to your customers because it could affect the success (or failure) of your business.

You may choose a location that offers a peaceful environment if you don't see clients that much. Your staff will be more focused to do their tasks with serene surroundings. Creating a home office is also advisable to save on operating costs and provide potential tax savings if you're not expecting visits from your customers and don't have any employees in site.

Size is also an important factor to consider, based on reviews gathered by Bacall Development and its associates. See to it that the property fits perfectly to the kind of business you have. To avoid added expenses because of retrofitting, make sure that the place has been outfitted with wiring to complement your communication and electrical needs. You should know the zoning ordinances of the place as well.

Even though the location has high rent but is accessible to your potential customers and meets the needs of your business, then it is perfect for the growth of your enterprise. It's good for a retail business owner to place its business near similar businesses according to reviews. Ensure that the property offers comfort and safety to your customers.

You can find affordable properties through courthouses and get a list of business closings or property foreclosures. Consider different alternatives as well such as buying a lot and have control over the construction and design, leasing a build-to-suit, and renting an existing space.

Consulting a real estate broker can help you find a commercial property and lessen your options. If there are places that interest you, better visit them in person to assess some issues that may affect your business such as competition, traffic, and overall convenience.

But if you're not the type that likes to go in different places by foot, you can search available properties online through real estate websites. Bacall Development wants you to act quickly in case you already found the right one for you and your business because a good commercial property does not stay available for long.

Sunday, August 14, 2016

Singapore Huxley Associates International Financial: The perfect match - why job hunting is like dating

Looking for a career match this Valentine's? Play the job hunting game like you do the dating one and the perfect match could be just around the corner.

Finding the right job (or the right candidate) is a lot like playing the dating game – first impressions count, and we all have things on our ‘deal-breaker’ list. Read on for our tips on how to find the perfect match this Valentine’s Day (and beyond!)…

Know what you want in a potential partner? Make a list of deal-breaker criteria when sizing up possible suitors, to ensure you don't get carried away by the thrill of the chase.

Quick fling or long-term togetherness? - Do you want your next career move to be 'the one', or is forever for later?

Cast your net wider – think outside the box about what will give you job satisfaction and fulfilment. The perfect match could be in the least expected of places, or your skills could be well suited to a role you never considered before.

Be honest with yourself and them – if a job isn't going to make you happy - be it at application stage, interview or beyond – avoid staying in the relationship for the sake of it.

Pursue happiness, not just material gain – it's just not about making others jealous or commanding a huge salary for the sake of it. What's truly going to make you relish getting up every morning?

Don't judge by appearances – the best looking organisations aren't necessarily the most wonderful work for, or might not be a good fit for you, so be sure to look beneath the surface.

Presentation is everything - first impressions count, so make sure your online profile, CV and covering letters send out the right messages. Likewise, think carefully about the signals you're giving off at interview, with everything from what you wear to how you sit and the answers you give.

Don't rush into things – accepting the advances of the first recruiter or business that pays you some attention is a recipe for disaster. Think things through before you take the plunge and leap in head first.

Play hard to get – you've aced the interview and clinched the job, so now it's time to lay down a few ground rules. Ensure the rules of engagement are on your side when negotiating your salary and package.

Make sure there's chemistry – having a connection and similar values are important in all relationships, personal and professional.

Remember, it's not all about you – ask questions, listen carefully and take a genuine interest in what your match has to say. Think of it as professional flirting.

Be selective yet realistic – pickiness is essential when sourcing potential partners but remember that nobody's perfect.

Plenty more fish in the sea – rejection can hurt but don't let it affect your self-worth. Keep your search focused, be proactive, network and follow up all potential leads in a timely fashion and your career soul mate will come along sooner or later.

Tuesday, August 2, 2016

Simple Investment Tips for Women

“A woman’s best protection is a little money of her own.” - Clare Boothe Luce

Majority of women are independent individuals; thus they take charge of their money and manage their own financial stress. However, if you’re having a hard time doing so, online financial blog prepared some simple and easy tips on how to handle investment and your personal finance.

Apparently, every woman in the world doesn’t want to get widowed or divorced; however, the possibility is there. You should always be prepared and learn to do everything yourself, especially handling your money. You should have a deeper understanding of financial investment because you don’t want to get into trouble with your personal finances, right? Everyone wants to reach her financial goals. It’ll be better to take charge of your money and make wise investment decisions at an early age. If you don’t have sufficient knowledge about personal finances, it’s only natural that you’ll fear investing money, plus the fact that you don’t want to make the wrong investment decisions.

If the economy is unstable, a lot of investors get worried about their financial funds. However, when it comes to money management, women are usually more emotional than men.

Studying each financial investment should be your first assignment. You should keep your worries and fears at bay. You can’t made the right financial decisions if you don’t understand the financial figures. In order to eradicate emotions from a decision and be more logical, it’s really important to understand your personal finances.

Your second assignment will be determining your financial growth and progress. Focus on how far you’ve come instead of taking a look at where you want to be. Each year, make your own 3 to 5 financial goals, and at the end of the year, check to see if you’re still taking charge of your money. Your financial goals may include a raise or job promotion; increase your 401k contribution by 1% or lower your budget and save more. Each financial success is worth celebrating, just do your best and trust yourself.

For your last assignment, identify where you would like to go financially. But first you should know how much money you have. Some women have no idea what they actually have for investments. A financial planner can be a huge help to you, and if you’re working with one, allow her to explain your investments until you understand them, regardless how long it takes. You need to understand what you’re paying for the investment; so always ask about the fees. If you do necessary research and understand them, you can manage your own investments very well. Research each fund on the web to make sure you’re choosing the best money management possible when you’re deciding your 401k allocation. Evaluating your time frame, financial need and investment risk tolerance are the basics of a solid financial plan.

Some women just need a little push to discover what they’re capable of. Remember that having negative thoughts will only consume that little light of hope in your heart. You just need to understand the facts, your goals, the time-schedule, and your risk tolerance. You can establish a better plan if you have a deeper understanding on those things, and you’ll be in a better shape than you think. Move forward and reach your financial goals using this knowledge.

Everyone is facing money stress, not just women. Financial disorder also makes even the experts wonder if their strategies are sustainable. Cope with the changes in the market and your new financial reality by developing a careful financial plan. This will put you ahead of the pack.

Tuesday, June 21, 2016

Life Insurance Fraudulent Claims Investigators

Life insurance is a promise between the policy owner and the insurer, where the insurer agrees to reimburse the occurrence of the insured person’s death or other event such as terminal illness or critical illness. In spite of so many restrictions and distinctions, so many frauds are occurring due to the false claims such as disappearance or any other fraudulent activities to obtain the financial gains. Claim Investigations investigate from the grassroots to obtain the genuine evidences and factors to claim the amount.

There are many ways to make a fraudulent claim which are usually presented to insurer, many people also attempt to make, Post-Dated Life Insurance which refers to a falsified policy that has been arranged after the death of the person but fabricated and appeared to have been issued before death of the person. Claim Investigations have already experienced such kind of cases, where we successfully find out the truth. This was just an instance of easiest way to fabricate a fraudulent claim and sometimes it is also difficult to find out in the records, however most of the Insurance companies have enhanced their records with more stringent way. Indeed, the medical history can be created within few hours. Most of the time, buyer take the policy without omitting the details of any pre-medical history or can create any medical condition. However, most of the Insurance fraud can be seen in Life Insurance Claims. Claim Investigations have resolved numerous such kinds of cases where it is difficult to know the truth. Claim Investigations normally collect and find about the below facts:

·         An original or certified copy of the policyholder's death certificate
·         Proof of identity as the beneficiary
·         Complete proof of the death
·         Date of, time and place of death
·         Detail circumstances of death
·         Copies of the treatment records (if death occurred due to any ailment)
·         List the names and addresses of all treating physicians and hospitals
·         And other possible details to detect the fraud

Claim Investigations, at GVS adopt the best practices of investigations to tackle the growing problem of Insurance fraud. Claim Investigations show you the steps so that you can take more precautions while dealing with any fraud claim or a genuine one but we would like to make you more cautious to fund for the claim. Claim Investigations would like to be your safeguard so that we can make harder for bogus claimants to succeed and our services will assist you in increasing your protection. Our services are excellent source for detecting the difference between genuine or fake claim. If you are suspicious about a claim or want to know more about our services, kindly contact us on according to your requirement respectively.

Monday, June 13, 2016

Welcome to Insurance Fraudulent Claims Investigators

Welcome to Claim Investigators, a venture of Greves Verification Solutions (GVS) DMCC, DUBAI - UAE; a group with wide range of risk management services with a separate division of insurance Claim investigative services. The Company is proud to have our partners and associates in more than 115 countries and our network is spread in all dimensions of Asia, Africa, Australia, New Zealand, Europe, North America and South America by covering even the remotest locations. The Company here to serve you and to replace your uncertain decision while remitting any claim. Our services are specially design to protect the Insurance sector. The Insurance sector is very wide and the company through our services tries to curb the fraudulent activities assisting the sector on every step.

Claim Investigators have experienced and trained partners/associates across the globes that have expertise for investigating the insurance claims with wide vision. They are holding good reputation and are known in their respective locale especially to tackle difficult situations. This makes us unique for providing the best services and with quick results. Our team of Claim investigators promises to serve clients round the clock, while you are in any corner of the globe. The Company follows a simple process while documenting the case but through proper analyzing and directions. Claim Investigators tackle each case with different Modus-Operandi and with this specialization; Claim Investigators undertake all kind of insurance investigation matters ranges from Insurance Fraudulent Claims Investigations, Accidental Benefits/Vehicle Crash Claims, Life Insurance Claim Investigations, Third-Party Claim Investigations, Fatal Accident Investigations, Death Verifications and Medi-Claims Investigations and other claim related issues.

Our services are retained by many insurance companies and they are a witness to the fact that they have gained the benefits of our services. Claim Investigators successfully verify the legitimacy of the claims, identifying the liable fraud, false claims and provide better risk management service of Insurance sector. Claim Investigators always believe that investigation should be conducted in a manner that the company obtains all evidences relevant to save our client’s money. Our teams of investigators in each country are professional and capable to figure out the true facts so that the company helps our clients to save a big amount of money. The claim investigations mainly are conducted through open enquiries but if the need arises we make discreet investigations with complete confidentiality. As an important part of every claim investigation, our investigators put in their bets of efforts to trace the witnesses. There are numerous cases where we abstract the details through different language transcript and our translators compile the reports by translating the reports. The Company always makes sure that our reports are compiled with proper statements and provide the end results. Claim Investigators always keep the clients budget into consideration but with real outcome. In few cases, our team has obtained relevant evidences of actual status of the claim which are far costlier than it’s worth. Claim Investigators are well equipped with latest equipment for surveillance which helps us in giving our best and satisfying services.

Claim Investigators always try our level best to guide and help Insurance industry by handling the growing problems of Insurance Frauds. If you feel suspicious about a claim, The Company is there to assist you. Our only aim is to serve our clients and provide solutions by suggesting the best ways to curb the fake claims. With our expertise and skills the company makes it harder for the bogus claimant to succeed. To avail our services based on your need and desirability, kindly contact us on according to your requirement and suitability.

Tuesday, June 7, 2016

Financial Times: Global Souls to Run Global Company - Human Capital Alliance Inc.

Managers at international businesses must expect to move country regularly. Could this help create a class of cosmopolitan, constantly mobile workers?

Nick Leeson, the legendary destroyer of the 233-year-old Barings Bank, was by his own admission naive, immature and unworldly when he was working in Singapore in the 1990s.

Left unsupervised he secretly ran up £830m in trading losses before he was discovered. Barings was subsequently sold to a Dutch bank for £1.

Raw pride and a reluctance to admit that he was failing stopped him telling anyone about his rapidly climbing losses, he explained in a recently published book.

Mr. Leeson did not claim to be discombobulated by working in an alien environment, indeed he enjoyed the tropical social life. But he has said that if he could put the clock back, he would not have got on the plane to Singapore.

How many of today’s budding global warriors will end up wishing that they too had not “got on the plane to Singapore”?

Until a few years ago the expatriate executive was widely understood to be someone acquiring a building block of career experience that would benefit him or her and the company.

In the last few years the spread of globalization has reached the point where businesses in global markets now expect their managers to relocate with few guarantees for the future on either side. Increasingly these move-able executives will be Asian, particularly Indian and Chinese, as regional domestic Giants reach out into the world.

The old-style western expatriate has not always been appreciated. The 19th century British Prime Minister, Lord Palmerston, said that when he required advice in handling a foreign country he would ask a 20-year expatriate for his opinion and then do the opposite.

But at least in the 19th century working overseas was considered a high risk gamble at best or akin to taking holy orders. It was rarely – as today – deemed ordinary and easy.

In external appearance most modern businesses, superficially shaped by similar management solutions, tend to look familiar. But the reality is that diverse cultures, histories and stages of development make the intramural corporate experience very different, at least in emerging economies if not everywhere.

Western executives are increasingly attracted by the monetary and intangible rewards offered by ambitious Asian groups. At the same time, established global businesses blithely talk of building up diversified multinational managements made up of staff holding a variety of different values and attitudes.

“Some people love the speed of it, the variety and excitement and the opportunity. But there are others who really don’t welcome this and do not relish what’s going on,” says Edwin Sim, managing director of Human Capital Alliance, a consultancy.

“You have to know what kind of person you are. Modern management is tricky enough in one’s own culture. You need energy, flexibility and a certain toughness to do it in another country,” he adds.

Conventional academic preparation might help an executive avoid becoming another Nick Leeson (who had no formal training), but will probably do little on its own to unravel exotic business practices.

India may be poised to overtake the US as the world’s biggest producer of MBAs, but that doesn’t mean a foreign MBA will be able to spring open business mysteries that remain as delicately localized as they ever were, says Jane McKenzie, professor of management knowledge and learning at Henley Management College in the UK.

“That’s not the way education works. We provide a set of business tools and logical rigour. Ultimately our students have to take what is valuable for them out of the course and adapt that for local conditions,” says Prof McKenzie. “Anyone who claims paper qualifications are a panacea is a fool or a charlatan.”

Academic research has unsurprisingly found that expatriates with the most positive and flexible attitudes flourish best. A PwC Study discovered, less obviously, that almost two-thirds of foreign assignment failures were blamed by companies on the mismatched expectations of their executives.

Manifold factors can cause a clash between an expatriate’s pre-arrival assumptions and the reality, some only tangentially related to the work culture, such as climate, isolation or problems with a spouse.

Findings like this have encouraged some experts to conclude that a cosmopolitan managerial class, effortlessly confident in a multinational environment, must emerge to serve global business. Some argue that tomorrow’s managers will be “global souls” who habitually dabble in multiple cultures, to use travel writer Pico Iyer’s phrase.

The management pundit John Adams has suggested that such future internationalists will evolve while accompanying their parents on overseas postings.

So is a self-perpetuating managerial class destined to run global business?

Perhaps not. Languages and international experience are valuable but not everything, says Anders Lundquist, managing director of Bangkok-based headhunter Pacific 2000. “If an executive is at ease with himself, confident in his expertise and willing to adapt, he can go far. It’s a matter of character and energy, as it always has been,” he says.

A recent study by Erasmus University, Rotterdam, found that if a manager could survive the first six months in a foreign country without undue strain, the chances of eventual success were high. If, however, the shock of arrival was not quickly controlled, executives often became demoralized and foundered.

“The world is everybody’s oyster in the longer term,” says Prof McKenzie. “When logistically there are no management barriers left, we will be left with cultural differences.

“Whoever manages the space between these cultural differences is doing something important.

Thursday, June 2, 2016

Risk Manager - Payment Services

Reporting to the regional head, this newly created Risk Manager headcount is responsible for all domestic/regional risk underwriting with new on-board clients, as well as their subsequent risk rating and analysis.

My client is one of the largest global payment service providers with an expanding operations in Hong Kong and the APAC region. In order to cope with the recent expansion, this Risk Manager opening is created to focus on all merchants clients portfolio within the the Greater China region.

Main Responsibilities

- Underwrite new merchants and determine the associated risk and required security deposit

- Review existing merchants with default risk rating mechanism to ensure they act in line with the regional risk policies and procedure

- Support critical changes made on existing accounts and their corresponding risk add-ons and settlement caps

- Assist fraud, compliance and monitoring functions in formulating regional strategy, process and execution

- Support internal sales professionals on business visits and provide risk management training upon request


- Degree holder with minimum 4 years of risk underwriting experience in payment and/or credit card industry

- Extensive experience in portfolio management and credit risk reporting are must

- Advanced knowledge in financial analysis is needed

- Fluency in Cantonese and English are required while Mandarin will be an advantage

- Around 10% of travel are required

To apply, please click on the appropriate link. Alternatively, please do not hesitate to contact Dennis Cheng on +852 2232 3442 for a confidential discussion. Please note only shortlisted candidates will be contacted directly.

Wednesday, May 18, 2016

Ng Lee Associates Acountants Singapore, Consulting

Other Services

Litigation Consulting and Support Services

- Bankruptcy assistance
- Forensic accounting
- Research and testimony

International Business Advisory Services

- International tax and business structuring
- Management advisory services and consulting
- Operations management and inventory control
- Profit enhancement consulting
- Risk management

Manufacturing and Related Business Advisory Services

Thursday, May 12, 2016

Hill & Associates Ltd, Fraud Prevention & Integrity Risk Management, Corporate Intelligence: Contact Us

Hong Kong

Room 1701-08
Tower 2, Times Square
1 Matheson Street
Causeway Bay
Hong Kong

Tel: +852 2802 2123
Fax: +852 2802 2133


Hill & Associates (PRC) Ltd.
6A, Huamin Empire Plaza
No. 728 Yan An Road (W)
Shanghai 200050

Tel: +86 21 5238 5599
Fax: +86 21 5237 1693


Hill & Associates India Pvt. Ltd.
Tower A, 5th Floor
Unitech Cyber Park, Sector 39
122002, Gurgaon, Haryana

Tel: +91 124 454 5454
Fax: +91 124 406 0137


PT Hill Konsultan Indonesia
Gedung Setiabudi 2
Lt. 3A, Suite 3A05
Jl. H.R. Rasuna Said Kav. 62
Karet Setiabudi
Jakarta Selatan, 12920

Tel: +62 21 522 8811
Fax: +62 21 522 1165


Hill Risk Consulting (M) Sdn. Bhd.
Lot 4 & 6, Jalan 225, Section 51A
46100 Petaling Jaya

Tel: +603 7960 2988
Fax: +603 7960 5312


Hill & Associates Risk Consulting (S) Pte. Ltd.
51 Cuppage Road #10-18
Singapore 229469

Tel: +65 6738 1278
Fax: +65 6738 0187


Hill Risk Consulting (Thailand) Ltd.
11th Floor
Charn Issara Tower 2
2922/205-206, New Petchburi Road
Bangkok 10310

Tel: +66 2020 2699
Fax: +66 2020 2690


The Representative Office of Hill Risk Consulting (Thailand) Ltd. in HCMC Vietnam
Unit 212, 2nd Floor
Harbour View Tower
35 Nguyen Hue Street
District 1, Ho Chi Minh City

Tel: +84 8 3915 3353

Monday, May 2, 2016

Hill & Associates - Security Risk Management: What We Do

Operating in a volatile business environment means challenges can spring up without warning. Deep local knowledge allows us to react swiftly and effectively, no matter where, how or why the crisis has arisen.

·         Carry out a series of threat, vulnerability and risk assessments across a portfolio of hotels
·         Design and train crisis management plans for relevant business risks covering information or cyber security, fires, floods, medical emergencies, earthquakes, civil unrest and bomb/terror threats
·         Manage security and logistics for a corporate event with thousands of attendees
·         Protect personnel during periods of transition, downsizing and restructuring
·         Assess locations and evaluate facilities’ access points, perimeter and environment
·         Provide comprehensive crisis planning, training and including risk assessments for many international schools across Asia

Our Capabilities

Crisis Management
- Risk Assessment & Contingency Planning
- Crisis Management Training & Support
- Business Continuity Risk Management

Operations & Facility Risk
- Threat, Vulnerability & Risk Assessment (TVRA)
- Security Review
- Technical Security Design
- Capital Projects Risk Management
- Supply Chain Risk Management
- Technical Surveillance Countermeasure (TSCM) Services

Travel & Event Risk Management
- Risk Assessment & Review
- Travel Facilitation & Support
- Venue and Event Planning & Support
- Executive, Personal & Family Protection

Corporate Intelligence

Counterparty Risk
- Due Diligence and Investment Appraisal
- Strategic & Market Intelligence
- Executive Profiling and Vendor Screening
- Pre-Employment Screening
- Shareholder Action Services
- Litigation Support

Fraud Prevention & Integrity Risk Management

Integrity Risk
- Fraud & Compliance Risk Training and Management
- Fraud and Corruption Enquiries
- Litigation Support

Brand & IP Risk
- Risk Assessment and Controls Review
- IP & Trade Secret Protection
- Intelligence Gathering and Analysis
- Program Design and Enforcement Actions

Risk Information

·         GIS (Global Intelligence Service)
·         Country Risk Reports
·         Commissioned Reporting

Cyber Security

Cyber / Information Security
- Incident Response and Planning
- Bespoke Advisory Services
- Risk Assessment, Controls and Security Review
- Technical Security Design
- Cyber Situational Awareness
- Threat Intelligence
- Training and Workshops

- Perimeter & System Hardening and Application Security Testing
- Penetration Testing and Vulnerability Assessments
- Digital Due Diligence, Expert Witness Services
- Computer Forensics and Digital Preservation
- Data Recovery and Secure Destruction